Basement Leaks and Moisture

From time to time, virtually all homes with basements will have moisture problems or direct leaks in areas below grade. This does not necessarily mean that the home is poorly constructed. Usually the problem is caused by improper grading that prevents water from effectively draining away from the foundation. Experience …

How to choose the right mortgage

YOUR GOALS More often than not people choose to refinance their mortgage to acquire a mortgage a lower rate, which could potentially save a lot of money. There are also many other reasons for doing so: A big reason is to consolidate your 1st and 2nd Mortgages Paying off high interest …

Should you refinance?

Does the Benefit Justify the Cost? There are five criticial factors in your decision. Your goal for refinancing determines which are the most important. 1) Change in monthly payments 2) Change in Annual Percentage Rate (APR) 3) Months to Break Even 4) Change in Interest Rate Risk 5) Change in …

Your Mortgage Needs

Buying a house is an investment and for some people it is the write one. But is it the write one for you? You Should Consider Three Factors: Time in Home You probably will not recoup the high costs of buying and selling a home if you only intend to …